Whether you're a seasoned bettor or new to the world of online gambling, this guide will provide you with all the information you need to start placing your bets with confidence.
Since American Express offers many benefits to users, it's no wonder there are so many betting sites that accept American Express. However, despite the advantages, there are also some downsides to consider before using your American Express card to fund your betting account.
Pros and cons of American Express
- High acceptance rate
- Fast and easy transactions
- American Express uses advanced security measures
- Earn rewards or cash back on your betting transaction
- Online sports betting with American Express may incur higher fees than other payment methods
Sign up process for American Express sports betting sites
If you're interested in signing up for an American Express card, the process is straightforward and can be completed online. This step-by-step process will walk you through the steps of signing up:
Step 1: Visit the American Express website and choose a card
Go to the American Express website and review the different American Express cards available, such as platinum and gold. Once you've chosen the one that best suits your needs, click the “Apply Now” button.
Step 2: Fill out and submit the application form
Enter your personal information, including your name, address, social security number, and income. Then, review the information you've entered, and submit the application.
American Express will review your application and let you know if you've been approved or denied.
Step 4: Activate your card
Once you've received your card, you can go ahead and activate it by following the instructions provided by American Express.
Step 5: Set up an online account
You can also set up an online account to manage your American Express card. This makes it easy for you to view transactions and pay your bill from practically anywhere.
Making a payment with American Express at betting sites
Using your American Express card to fund your account at your preferred sportsbook is a quick and easy process. Whether you're a seasoned bettor or a complete first-timer, you can follow this step-by-step guide on how to start online sports betting with American Express.
Step 1: Open a sportsbook account
Take your pick from one of the betting sites accepting American Express and sign up for an account.
Step 2: Visit the cashier or banking page
Once you've signed up at an online sportsbook with American Express, head on over to the cashier or banking page.
Step 3: Select American Express as your payment method
From the list of
sportsbook deposit methods, select American Express as your preferred method.
Step 4: Enter your details and confirm the transaction
Input your American Express card number, expiration date, security code, and the amount you wish to deposit. Review the transaction details, and confirm it when you're happy.
Step 5: Wait for the transaction to be processed
The transaction will typically be processed within a few minutes, but it may take longer, depending on the sports betting website.
Payment time scales for betting sites with American Express
Deposits
Sportsbook deposits made with American Express are usually processed within a few minutes. Deposits made with American Express are considered to take too long if they take more than 24 hours to be processed. If the waiting period takes any longer than 24 hours, it is recommended that you contact customer support for assistance.
Withdrawals
Withdrawals made with American Express typically take longer than deposits. The official withdrawal times vary depending on the sportsbook, but you can expect to wait between one and five working days. If it takes longer than five days, contact support. They will be able to provide you with more information on the status of your transaction and help resolve any issues that may be causing the delay.
| Minimum Deposit Limit |
$5 - $25 (depending on the sports betting website) |
| Maximum Deposit Limit |
Varies (depending on the sports betting website) |
| Minimum Withdrawal Limit |
$10 - $25 (depending on the sports betting website) |
| Maximum Withdrawal Limit |
Varies (depending on the sports betting website) |
| Deposit Timeframe |
Typically within a few minutes |
| Withdrawal Timeframe |
1-5 working days |
American Express verification requirements
When opening an account and using American Express for online betting, certain verification requirements need to be met. These requirements are put in place to prevent fraud and ensure the security of users' information.
Identity verification
Most sports betting websites require users to verify their identity before allowing them to make deposits or withdrawals. This can be done by providing a government-issued ID, such as a passport or driver's license, and proof of address, such as a utility bill or bank statement.
Creditworthiness
Since American Express is a credit card that is issued by a bank, the creditworthiness of an applicant is checked before issuing a credit card. The checks can include looking into areas such as credit score, income, and debt-to-income ratio.
Age verification
Online betting is restricted to individuals who are over the age of 18 and, in some cases, 21. Because of this, sports betting websites will require users to provide proof of age before allowing them to open an account and make transactions with American Express.
Providers that use American Express
1.
Bet $5 & Get $200 in Bonus Bets Win or Lose
Bet now
Whatever the moment. It's Never Ordinary at bet365. That's why if you sign up now you will receive $200 in Bonus Bets Win or Lose when you bet $5! Minimum $10 deposit required. Minimum odds -500 of greater. Bonus Bets wager excluded from returns. New customers only. T&CS, time limits and exclusions apply. GAMBLING PROBLEM? CALL OR TEXT 1-800-GAMBLER (AZ/CO/IL/IN/KS/KY/LA/MD/NC/NJ/OH/PA/TN/VA) or 1-800-BETS OFF (IA). 21+ (18+ KY). Must be present in AZ/CO/IA/IL/IN/KS/KY/LA (select parishes)/MD/NC/NJ/OH/PA/TN/VA.
2.
Up To $1500 in Bonus Bets Paid Back if your First Bet Does Not Win
Bet now
Gambling problem? Call 1-800-GAMBLER (Available in the US) Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA) 21+ only. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for Terms. US promotional offers not available in DC, Mississippi, New York, Nevada, Ontario, or Puerto Rico.
3.
Bet $5 Get $200 in Bonus Bets If Your Bet Wins!
Bet now
Gambling Problem? Call 1-800-GAMBLER or visit RG-help.com. Call 1-888-789-7777 or visit ccpg.org/chat (CT). Hope is here. Visit www.helpmygamblingproblem.org (MA). Play it Safe. Call 1-800-547-6133 or visit mdgamblinghelp.org (MD). Call 1-855-860-2942 or visit gamblinghelplineonline.org (WV). 21+ (18+ DC, KY, MD and restricted states for KS). An affiliation with Kansas Star Casino. First online real money wager only. $5 free deposit credited. Bonus credited upon wager of $5 or more within 72 days after receipt. Restrictions apply. See terms at sportsbook.fanduel.com.
4.
Bet now
21+ New users only. Must register using eligible promo code. First bet after registration must qualify. Max. Bonus Bet: $1,000. Bonus Bet expires 14 days after receipt. Void where prohibited. See Caesars.com/promos for full terms. Gambling Problem? 1-800-GAMBLER (1-800-426-2537)
5.
New Customers: Bet $5+ and get $300 in Bonus Bets if it wins!
Bet now
GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-522-4700, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Bet must settle by and Token expires 2/22/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 2/15/26 at 11:59 PM ET. Sponsored by DK.
The history of American Express
American Express, also known as Amex, is an international financial services corporation. It is headquartered in New York City and is primarily known for its credit cards. Here's a brief overview of American Express and its history:
- American Express was founded in 1850 as an express mail business in Buffalo, New York.
- In 1857, the company introduced its money order business to help customers who were unable to cash personal checks.
- In 1882, American Express introduced its first credit card.
- Over the years, American Express has grown to become one of the world's largest and most widely recognized financial services companies.
As part of our sportsbook review process, we test all payment methods, including American Express, to ensure they are secure and licensed. We found that American Express is a legitimate and safe payment method for sports betting. This is because it uses advanced security measures to protect your information and prevent fraud.
Using an online sportsbook with American Express compared to other sports betting payment methods
When it comes to online sports betting, American Express is one of the best payment methods available, but how does it compare to other methods? Here are some pros and cons for using American Express for betting sites:
Acceptance rate
American Express is widely accepted at many online sports betting websites, making it a convenient option for users. However, other popular payment methods like PayPal, Discover card, and prepaid cards also have a high acceptance rate.
Speed of transactions
Deposits made with American Express are typically processed within a few minutes, which is on par with other popular payment methods, such as e-wallets. Withdrawals, on the other hand, typically take longer, usually between 1-5 working days. This is slower than other payment methods, such as PayPal, which can process withdrawals in a matter of hours.
Security
American Express uses advanced security measures to protect users' information and prevent fraud, similar to other payment methods like PayPal or Discover card, which also have a good reputation for security.
Rewards
Some American Express cardholders may be able to earn rewards or cash back on their sports betting transactions, making it an attractive option for some users. Other payment methods, like prepaid cards, may not offer the same rewards.
Alternative payment method providers
1.
Bet $5 & Get $200 in Bonus Bets Win or Lose
Bet now
Whatever the moment. It's Never Ordinary at bet365. That's why if you sign up now you will receive $200 in Bonus Bets Win or Lose when you bet $5! Minimum $10 deposit required. Minimum odds -500 of greater. Bonus Bets wager excluded from returns. New customers only. T&CS, time limits and exclusions apply. GAMBLING PROBLEM? CALL OR TEXT 1-800-GAMBLER (AZ/CO/IL/IN/KS/KY/LA/MD/NC/NJ/OH/PA/TN/VA) or 1-800-BETS OFF (IA). 21+ (18+ KY). Must be present in AZ/CO/IA/IL/IN/KS/KY/LA (select parishes)/MD/NC/NJ/OH/PA/TN/VA.
2.
Up To $1500 in Bonus Bets Paid Back if your First Bet Does Not Win
Bet now
Gambling problem? Call 1-800-GAMBLER (Available in the US) Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA) 21+ only. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for Terms. US promotional offers not available in DC, Mississippi, New York, Nevada, Ontario, or Puerto Rico.
3.
Bet $5 Get $200 in Bonus Bets If Your Bet Wins!
Bet now
Gambling Problem? Call 1-800-GAMBLER or visit RG-help.com. Call 1-888-789-7777 or visit ccpg.org/chat (CT). Hope is here. Visit www.helpmygamblingproblem.org (MA). Play it Safe. Call 1-800-547-6133 or visit mdgamblinghelp.org (MD). Call 1-855-860-2942 or visit gamblinghelplineonline.org (WV). 21+ (18+ DC, KY, MD and restricted states for KS). An affiliation with Kansas Star Casino. First online real money wager only. $5 free deposit credited. Bonus credited upon wager of $5 or more within 72 days after receipt. Restrictions apply. See terms at sportsbook.fanduel.com.
4.
New Customers: Bet $5+ and get $300 in Bonus Bets if it wins!
Bet now
GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-522-4700, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Bet must settle by and Token expires 2/22/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 2/15/26 at 11:59 PM ET. Sponsored by DK.
Three essential facts about using American Express at sports betting sites
When you visit a betting site that uses American Express, it helps to be aware of a few things. Here are three essential facts to consider before you start online sports betting with American Express.
Same payment method for deposits and withdrawals
Before you deposit and wager at American Express betting sites, it is important to remember that you will usually need to make a deposit and a withdrawal using the same payment method. So, keep your card details up to date to ensure a smooth transaction process.
Bonus restrictions
Some sportsbooks may restrict certain payment methods, such as American Express, from being eligible for bonuses. So, it's important to check the terms and conditions of the bonus before making a deposit.
Account verification
To ensure that your American Express account remains valid, it is important to keep your personal information current and provide correct verification documents when prompted. Failure to do so may result in your account being blocked or suspended. Also, it's important to ensure that your card is not expired and has sufficient funds to make a payment.
All gambling and sportsbook deposit methods
Conclusion - You're ready to start online sports betting with American Express
Providing a fast, convenient, and secure option for funding your sportsbook or online casino account, it's no wonder American Express is a widely accepted payment method. The process of signing up for an American Express card is straightforward and can be completed online. Once you're all set up, you can start placing bets at betting sites with American Express.
Our favorite bonuses
1.
Bet $5 & Get $200 in Bonus Bets Win or Lose
Wagering (WR): 1x Bonus
Whatever the moment. It's Never Ordinary at bet365. That's why if you sign up now you will receive $200 in Bonus Bets Win or Lose when you bet $5! Minimum $10 deposit required. Minimum odds -500 of greater. Bonus Bets wager excluded from returns. New customers only. T&CS, time limits and exclusions apply. GAMBLING PROBLEM? CALL OR TEXT 1-800-GAMBLER (AZ/CO/IL/IN/KS/KY/LA/MD/NC/NJ/OH/PA/TN/VA) or 1-800-BETS OFF (IA). 21+ (18+ KY). Must be present in AZ/CO/IA/IL/IN/KS/KY/LA (select parishes)/MD/NC/NJ/OH/PA/TN/VA.
2.
Up To $1500 in Bonus Bets Paid Back if your First Bet Does Not Win
Min. Deposit: $5
Gambling problem? Call 1-800-GAMBLER (Available in the US) Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA) 21+ only. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for Terms. US promotional offers not available in DC, Mississippi, New York, Nevada, Ontario, or Puerto Rico.
3.
Bet $5 Get $200 in Bonus Bets If Your Bet Wins!
Wagering (WR): 1x Deposit, Min. Deposit: $5
Gambling Problem? Call 1-800-GAMBLER or visit RG-help.com. Call 1-888-789-7777 or visit ccpg.org/chat (CT). Hope is here. Visit www.helpmygamblingproblem.org (MA). Play it Safe. Call 1-800-547-6133 or visit mdgamblinghelp.org (MD). Call 1-855-860-2942 or visit gamblinghelplineonline.org (WV). 21+ (18+ DC, KY, MD and restricted states for KS). An affiliation with Kansas Star Casino. First online real money wager only. $5 free deposit credited. Bonus credited upon wager of $5 or more within 72 days after receipt. Restrictions apply. See terms at sportsbook.fanduel.com.
4.
Up to $250 Bonus Bet
Wagering (WR): 1x Deposit
21+ New users only. Must register using eligible promo code. First bet after registration must qualify. Max. Bonus Bet: $1,000. Bonus Bet expires 14 days after receipt. Void where prohibited. See Caesars.com/promos for full terms. Gambling Problem? 1-800-GAMBLER (1-800-426-2537)
5.
New Customers: Bet $5+ and get $300 in Bonus Bets if it wins!
Min. Deposit: 5
GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-522-4700, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Bet must settle by and Token expires 2/22/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 2/15/26 at 11:59 PM ET. Sponsored by DK.
Online sports betting with American Express FAQ
👍 What's the best online sportsbook with American Express?
When it comes to finding the perfect online sportsbook that accepts American Express, there are various options to choose from. But since each one offers unique terms and conditions for using American Express, it's important to consider the information in our guide before making a decision on where to play.
✅ How do I start online sports betting with American Express?
Starting online sports betting with American Express is a simple and straightforward process, but it's important to understand the steps and requirements beforehand. You can find all the essential details outlined in our guide.
🕒 How long does it take to withdraw from an online sportsbook with American Express?
The amount of time it takes to withdraw from an online sportsbook with American Express can vary depending on several factors. Check out our comprehensive guide for all the details.
